Important benefits – an overview

With PROTRIP you can choose between a travel health insurance and a combination of travel health, liability, accident and assistance insurance.

Here you will find an overview of the benefits provided by PROTRIP.


Travel health insurance
Out-patient medical treatment
Supply with medicine, dressing material, medical accessories, remedies
In-patient medical treatment including operations
Analgesic dental treatment and simple repair of dentures
Accident-related dentures 80% up to €2,500
Initial diagnosis of psychological ailments up to €2,000
Medically prescribed transportation
Medically reasonable return to home country without cost limit
Non-contributory extension of insurance cover up to 90 days if the insured person is not medically transportable
Reimbursement of travel costs to relatives of the insured person up to €500 if in-patient treatment is expected to be more than 14 days
Burial costs abroad up to €30,000 or repatriation costs of mortal remains to the permanent residence of the insured up to €30,000
Coverage of pre-existing conditions if the treatment could not be foreseen when planning the stay abroad
Coverage for intermediate stays in the home country
World-wide coverage including countries for which the Germany Foreign Ministry has issued a travel warning
Liability insurance (if chosen)
Personal liability insurance including “professional” liability insurance for au pairs with a lump sum for personal injury and/or property damage
up to €1,000,000
Property damage to host family’s immovable property
up to €1,000,000
Damage to rented property
up to €100,000
Liability loss caused during activities as an intern
up to €10,000
Deductible in case of liability loss per claim
Accident insurance (if chosen)
Accidental death benefit
Disability benefit
Disability classification
Benefit in case of 100% accidental disability
Rescue costs
Plastic surgery as a result of an accident
Assistance insurance (if chosen)
Help with loss of travel funds
Help with loss of documents
Support in case of legal prosecution
Emergency home visit
Emergency visit abroad by a close relative of the insured person
up to €4,000 per case
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