PROTRIPLeistungenImportant benefits - an overview

Important benefits – an overview

With PROTRIP you can choose between a travel health insurance and a combination of travel health, liability, accident, luggage and assistance insurance.

Here you will find an overview of the benefits provided by PROTRIP.

 

PROTRIP
Travel health insurance
+ 
Out-patient medical treatment
Supply with medicine, dressing material, medical accessories, remedies
In-patient medical treatment including operations
Analgesic dental treatment and simple repair of dentures
Accident-related dentures 80% up to €2,500
Initial diagnosis of psychological ailments up to €2,000
Medically prescribed transportation
Medically reasonable return to home country without cost limit
Non-contributory extension of insurance cover up to 90 days if the insured person is not medically transportable
Reimbursement of travel costs to relatives of the insured person up to €500 if in-patient treatment is expected to be more than 14 days
Burial costs abroad up to €30,000 or repatriation costs of mortal remains to the permanent residence of the insured up to €30,000
Coverage of pre-existing conditions if the treatment could not be foreseen when planning the stay abroad
Coverage for intermediate stays in the home country
World-wide coverage including countries for which the Germany Foreign Ministry has issued a travel warning
Liability insurance (if chosen)
+ 
Personal liability insurance including “professional” liability for au pairs, flat rate for personal injury and/or property damage up to
€5,000,000
Internship liability: Insurance coverage during an internship as part of a study abroad program or Erasmus Plus program up to
€5,000,000
Volunteering
Damage to the host family's property
Damage to rented property up to
€1,000,000*
Occasional minding of a third party’s dog, where this is done as a favor
Occasional use of motor-assisted boats belonging to third parties with an engine power of up to 55 kW (75 HP)
Use of motor vehicles with a maximum design speed of 6 km/h (e.g. invalid cars, children’s cars)
Use of trailers, provided they are not subject to compulsory insurance coverage and are not attached to a motor vehicle
Use of self-propelled machinery with a maximum design speed of 20 km/h (e.g. lawn mowers, snow-clearing equipment)
Use of motor vehicles and trailers not subject to compulsory insurance coverage when on non-public ways or areas
Bail payment in the case of loss or damage occurring in a foreign country up to
€25,000*
Loss of private and business keys belonging to third parties up to
€30,000*
Damage to property arising from an act of favor up to
€10,000*
Bad debt losses
Damage arising from data exchange and use of the Internet up to
€1,000,000*
Limit of indemnity in the case of violation of naming or personality rights up to
€200,000*
Accident insurance (if chosen)
+ 
Accidental death benefit
€10,000
Disability benefit
€30,000
Disability classification
350%
Benefit in case of 100% accidental disability
€105,000
Rescue costs
€25,000
Plastic surgery as a result of an accident
€10,000
Luggage insurance (if chosen)
+ 
Sum insured
€ 2,000
Deductible for baggage damage per claim
€ 50
In the case of delayed luggage, a maximum of 10% of the sum insured will be reimbursed for proven, necessary replacement purchases.
The insurance also covers damage to furs, jewelry and objects made of precious metals, laptops as well as cameras, film cameras and portable video systems, in each case with accessories. The obligation to pay compensation for this is limited to a maximum of 50% of the sum insured per insured event.
Assistance insurance (if chosen)
+ 
Help with loss of travel funds
Help with loss of documents
Support in case of legal prosecution
Emergency home visit
Emergency visit abroad by a close relative of the insured person
up to €4,000 per case

*Sublimit within the basic sum insured

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