Important benefits – an overview

With PROTRIP you can choose between a travel health insurance and a combination of travel health, liability, accident, luggage and assistance insurance.

Here you will find an overview of the benefits provided by PROTRIP.

PROTRIP

Travel health insurance

Out-patient medical treatment

Supply with medicine, dressing material, medical accessories, remedies

In-patient medical treatment including operations

Analgesic dental treatment and simple repair of dentures

Accident-related dentures 80% up to €2,500

Initial diagnosis of psychological ailments up to €2,000

Medically prescribed transportation

Medically reasonable return to home country without cost limit

Non-contributory extension of insurance cover up to 90 days if the insured person is not medically transportable

Reimbursement of travel costs to relatives of the insured person up to €500 if in-patient treatment is expected to be more than 14 days

Burial costs abroad up to €30,000 or repatriation costs of mortal remains to the permanent residence of the insured up to €30,000

Coverage of pre-existing conditions if the treatment could not be foreseen when planning the stay abroad

Coverage for intermediate stays in the home country

World-wide coverage including countries for which the Germany Foreign Ministry has issued a travel warning

Liability insurance (if chosen)

Personal liability insurance including “professional” liability insurance for au pairs with a lump sum for personal injury and/or property damage

up to €5,000,000

Property damage to host family’s immovable property

Damage to rented property

up to €1,000,000

Liability loss caused during activities as an intern

up to €10,000 with a deductible of €100

Loss of private and business keys belonging to third parties:

up to €30,000

Accident insurance (if chosen)

Accidental death benefit

€10,000

Disability benefit

€30,000

Disability classification

350%

Benefit in case of 100% accidental disability

€105,000

Rescue costs

€25,000

Plastic surgery as a result of an accident

€10,000

Luggage insurance (if chosen)

Sum insured

€ 2,000

The insurance also covers damage to furs, jewelry and objects made of precious metals, laptops as well as cameras, film cameras and portable video systems, in each case with accessories. The obligation to pay compensation for this is limited to a maximum of 50% of the sum insured per insured event.

Deductible for baggage damage per claim

€ 50

Assistance insurance (if chosen)

Help with loss of travel funds

Help with loss of documents

Support in case of legal prosecution

Emergency home visit

Emergency visit abroad by a close relative of the insured person

up to €4,000 per case

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